[
  { "id": "ac1", "plateNo": "沪A65889F", "accidentNo": "SG202601003", "insuranceSurcharge": 680, "occurredAt": "2026-01-08", "remark": "追尾事故保险上浮" },
  { "id": "ac2", "plateNo": "沪A65889F", "accidentNo": "SG202601009", "insuranceSurcharge": 320, "occurredAt": "2026-01-15", "remark": "剐蹭事故保险上浮" },
  { "id": "ac3", "plateNo": "浙F08991F", "accidentNo": "SG202512018", "insuranceSurcharge": 450, "occurredAt": "2025-12-28", "remark": "单方事故" }
]
